Proactive financial share upgrade Dr. Warren Huang
Current rating systems using 3 month s old ecnomy and industrial, financial market
performance data, lag the market by 3 to 6 months.
Often downgrade it after stock price loss over 30 %- 50 % and till the market operated under sever loss even near bankrupcy, like ENRON, CFC, which led to billion dollar investment loss.
I warned on this blog last Sept through my proactive, structural dynamic credit rating simulaation that US housing price slump continue into 2008 summer credit spread into prime morgage and consumer credit card , all banking, real estate, hosunng share will be down 30- 50 % .
while market analyst still upgrade these share to but reaching its peak, it downgrde after MBIA down 50 % and AXP down 30 %, ENRON down 50 %.
details can be found on
www.osawh.com/mortdefa.htm
and
www.osawh.com/fund2008.htm
